Shelby County State Bank (SCSB) is excited to announce an opportunity for a motivated and entrepreneurial individual to be part of a thriving community bank.  With seven locations throughout Shelby County, IA, SCSB prides itself on three fundamental principles: Family. Service. Community.  These values are woven throughout our institution, contributing to our strong culture, and making us a “Des Moines Register Best Workplace” for the last five years in a row.  This role will report directly to the Executive Vice President Lending.  The candidate will manage a $10M-$20M+ loan portfolio primarily made up of agricultural and commercial clients and will have reasonable growth expectations.  Additionally, maintaining positive relationships with clients will require quality financial analysis and underwriting. 

SCSB offers a competitive compensation and benefits package including salary, bonus, health care insurance, dental insurance, 401k, abundant paid time off, bereavement, and many other perks such as tuition reimbursement, wellness program, etc.  Equal opportunity employer.

EDUCATION and/or EXPERIENCE

Bachelor's degree (B.A. or B.S.) in Finance or business-related field is preferred; or a minimum of five years of experience developing and servicing a quality agricultural/commercial loan portfolio.  Commonly used applications in this role will include Microsoft Office programs, ARTA, and Moody’s Analytics.

ESSENTIAL DUTIES, RESPONSIBILITIES AND KEY ACCOUNTABILITIES include the following. Other duties may be assigned.

• Create and maintain an exceptional growth and service culture which includes participating in the bank’s relationship-focused calling program and measuring customer service standards.
• Assess the creditworthiness of loan applicants, judging their suitability as borrowers as well as the precise terms (interest rate, repayment schedule, etc.) on which credit may be granted to them.
• Provide oversight and ensure that all loan documents are properly prepared, loan files are kept current and relative, and appropriate information is forwarded to management.
• Provide problem-solving leadership in complex situations for complex problems.
• Prepares periodic, informational reports for executive management.
• Complies with regulatory rules and regulations, evidenced through successful completion of training and demonstrated ability. Topics include but are not limited to Bank Secrecy Act, Anti Money Laundering, Ethics, Office of Foreign Asset Control (OFAC), etc.
• Reflects a positive image for the Bank by exuding professional demeanor at all times and contributing to community involvement.
• Keep abreast of current industry trends, regulatory issues and the overall economic environment. Integrate knowledge into strategic and operational business planning.
• Member of loan committee for the bank.
• Perform other duties as awarded by management based on performance.